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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Yep, life was good.

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Is Now The Time to Buy a Home?

Prairie Eco-Thrifter

There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership.

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The Easiest Ways to Save Money on Household Expenses

Prairie Eco-Thrifter

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. If you get tempted to purchase an extra item upon reaching the store, do not purchase it right away. We know that times are tough. I mean, really tough. Carry Snacks.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Buy in Bulk Apart from using coupons, I advocate buying in bulk when at the grocery store.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

” Robert from My Multiple Incomes presents 5 Tips on How to Be a Better Negotiator , and says, “Not every store and place allows haggling and negotiating on their prices, but trying to negotiate won’t hurt either. Nicole from Nicole and Maggie: Grumpy Rumblings Ask the grumpies: when to buy vs. rent.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

emergency fund, so we started throwing what little extra we had straight. I only go to the store once a week. Instead of seeing a movie, rent. First, we will save our six-month emergency fund. Or rent it from the library. Did you follow a particular debt freedom plan or book, such as Dave. We usually.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

This could be your rent/mortgage, utilities, loan payments, anything that has a due date. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. Keep your previous budgets and calendars, and think about storing them in a binder.

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