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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. This system works very well for us, but we have been doing it for several years. Do you have a fund like this to pay those bills?

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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority. Ignoring Your Debt Debt is not just going to go away, you must handle it and work to whittle it away.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? Personal Finance Whiz : What Is An Emergency Fund? Why Do You Need One and How Does it Work?

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times.

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