Family Balance Sheet

JUNE 24, 2021

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. For ideas to find those funds, read: 25 Ways to Find Money for Your Emergency Fund. Do you have a fund like this to pay those bills?

Bills 130

Bills Budgeting Budget Emergency Fund 130

Prairie Eco-Thrifter

MARCH 25, 2013

What happens if you are hit with an expense that you can’t afford, and your emergency fund just isn’t up to scratch yet? Unfortunately, these sources of quick cash are among the worst possible ways to fund your emergency. Instead of turning to these expensive sources of funding, look for alternatives.

Emergency Fund 221

Emergency Fund Taxes Cars Car 221

Prairie Eco-Thrifter

MAY 30, 2012

Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority. Get rid of ones you don’t need; stopping some of these never-ending payment plans is a great way to start savings.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? Personal Finance Whiz : What Is An Emergency Fund? Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 25, 2023

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. You could end up “ house poor ,” spending too much of your income servicing your mortgage or depleting your emergency fund.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

FEBRUARY 10, 2017

Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times. Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls. At the time, we thought this 1800 sq. It is now a home equity loan with a very low 2.75% interest.

Debt 100

Debt 2017 Student 2016 100