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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

Gym Membership. Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. And his hours at the Y fit into his and our family’s schedule well. In 2013, our average monthly grocery spending was $635.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month?

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

The grocery category is the easiest one to reduce. I list tons of ideas: How to Slash Your Grocery Spending . If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . But if you have a membership, but don’t use it, CANCEL. What a great problem to have, right?!?!

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Day 24: How to Save on Organic Food

Family Balance Sheet

Day 24 of 31 Days to Slash your Grocery Spending: Save on Organic. CSA stands for Community Supported Agriculture and it is a commitment between local farmer/s and community members who pay the farmer for a seasonal membership. Is it important for you and your family to eat organically? We fall somewhere in between.

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5 Easy Budget Categories to Reduce

Family Balance Sheet

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Gym Membership. It saves us $67 a month.

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The Final Day of 31 Days to Find $1000 ~ How Did You Do?

Family Balance Sheet

Day 12: How to Get a FREE Gym Membership. Day 14: Reduce Your Grocery Spending without Sacrificing Quality. Day 17: Find FREE or Low Cost Family Entertainment. Day 11: Cancel Your Cable TV. Day 13: Update #2. Day 15: Skip the AM Drive-Thru and Eat Breakfast at Home. Day 16: Shop Thrift or Consignment Stores.

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