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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
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How We Frugal-ed in September 2022

Family Balance Sheet

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. I roasted them and put them in the freezer for future use. I use them in pasta sauce, soups, and in place of pumpkin in a lot of recipes. Show me the money!

September 130
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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Use up all of those odd ingredients.

February 100
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How We Frugal-ed in July 2022

Family Balance Sheet

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Related reading: 10 Ways to Save at Giant Food Stores. Winner Winner FREE Chicken Dinner!

July 130
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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

Swap with another family who could use a date night too. Get out on the Rail Trails – Rail trails are old railway lines that have been converted to multi-use paths designed for pedestrian, bicycle, skating, equestrian, and/or light motorized traffic. Summer Food: Our diet changes over the summer. 40 Summer Desserts.

Budgeting 130
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Review your statements, because there might be subscriptions that you forgot about. Now go through the list and really ask yourself if you use or need all of it. Try freezer cooking.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

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We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. The first thing we did was to review our spending and create a budget. Shop with a list, and not just for food.

Debt 100