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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a 12 month spreadsheet.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. Another way to think of a budget is a spending plan.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. It’s a tool, and it provides security and options. Alan and I, by choice, bought land in an area with low property taxes.