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Ways to Make Do With What You Have

Prairie Eco-Thrifter

Have you heard the old saying: “Use it up, wear it out, make it do or do without.”? We were poor, Mom and Dad lived every day showing us what it meant to ‘make it do’ and we often ‘did without’ Here are my thoughts on frugal ways to make things do.

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Embrace the Negative!

Prairie Eco-Thrifter

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Was it the times you were flush with money or the times you were dirt poor and had to make do? Credit card offerings to college students used to be ubiquitous. Free money! Party time!

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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Earning a sub-poverty-level income for decades as a Catholic priest, he focused on his investments in his free time, and was worth nearly $1 million when he died. Do you have a money tree?

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Saving Tips & Free Crediting Monitoring

For the Mommas

that gym you no longer use.) Do you really need cable television or can you make do without? Is now really the best time to buy that new couch or could you find one for free? One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score.

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Potential Accomplishments and Creating My Day

Frugal Luxuries

Click image to enlarge: Feel free to print out and use this in a notebook or clipboard. Frugal Times: Making~Do With Dignity which evolved into our Frugal Luxuries newsletters and book series). I used to print these up and put them on a pretty clipboard and use as my daily to~do list.

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"Potential Accomplishments" and The Natural Magic of List-Making: Creating a Master~List

Frugal Luxuries

My memory is on overload most of the time so I especially love the idea of a Master List of Potential Accomplishments and have long used this tactic to unburden myself mentally. I firmly believe there is a kind of a natural magic in list ~ making. I ' ve found that lists are an invaluable tool for staying focused. the carpet.

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Our 2018 Financial Goals

Family Balance Sheet

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Read our Health Insurance Story: .