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How We Paid off Six Figures of Debt

Family Balance Sheet

We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. We stopped paying for our gym membership. . Read: How to Get a FREE Gym Membership. Health Sharing Ministry. How do you eat an elephant?

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. You can find blank calendar pages by Googling, “free calendar template” or I’ve found blank monthly calendars at the Dollar Tree. During that time, I started to budget for everything.

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