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A Goal Without a Plan is Just a Wish

Family Balance Sheet

The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. We were excited to cross this accomplishment off our bucket list.

Goals 100
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Don’t be a Buy-It-New Snob

Prairie Eco-Thrifter

Another benefit is that I am cutting the governments out of the loop – there no sales taxes on used stuff (except big things of course, like boats or cars). Here is a short list of some of my favorite finds at garage, estate and thrift store sales. I used it for years and sold it – for $25 – last summer in my own garage sale.

Buy 178
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How We Paid off Six Figures of Debt

Family Balance Sheet

Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. Also, the monthly mortgage payment was less than our rent payment.

Debt 130