article thumbnail

Using Kids Crafts to Teach the Gift of Giving

Prairie Eco-Thrifter

We have a week long Grandma Money Camp during which we have activities, games, books, movies and lessons about things related to personal finance. Teaching The Gift of Giving This year the grand kids are 5 and 8 years old and I want to demonstrate the pleasures of giving. Moms always love anything their kids give them!

Giving 188
article thumbnail

Mortgage Calculator with PMI and Taxes

Savings Corner

The mortgage payment calculator can give you a reality check on how much you can expect to pay each month, especially when considering all the costs, including taxes, insurance and private mortgage insurance. If you’re putting enough money down. Interest: What the lender charges you to lend you the money.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Hippo Insurance Review 2024 | Bankrate

Savings Corner

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Here’s an explanation of how we make money. For more information, please see our Insurance Disclosure.

article thumbnail

Refinance Calculator | Bankrate

Savings Corner

When you refinance, the borrowed money from your new loan pays off your existing loan. The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. While refinancing can save you money in the long run, it comes with upfront fees.

article thumbnail

Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. There are no limitations.

article thumbnail

Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. That used to be me.

Finance 100
article thumbnail

Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Homeowners insurance may be included, or the homeowner may pay the insurer directly.) Lenders will have a base rate that takes the big stuff into account and gives them some profit.

Re-use 52