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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. You are directing your money where to go–giving YOU the authority over your money. We have been using this system ever since. Another way to think of a budget is a spending plan. lined paper.

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