Savings Corner

DECEMBER 25, 2023

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.”

Calculators 52

Calculators Taxes Property Taxes Homeowner Insurance 52

Savings Corner

DECEMBER 25, 2023

Instead, they use a mortgage, which is a loan to buy a home. Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money.

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. You are directing your money where to go–giving YOU the authority over your money. We have been using this system ever since. Another way to think of a budget is a spending plan. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have been using it ever since. We’re taking life one day at a time because things are changing so rapidly. Fortunately, we won’t be driving much.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

JUNE 5, 2012

Whether or not you can give it, or even should give it – you feel guilty if you do not. We all know that giving or lending money to a friend or relative can be a recipe for disaster. Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings.

Money 264

Money Sister Giving Brother 264

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2007 2020 130