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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.

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Meet a Reader | Gretchen from Oregon

The Frugal Girl

I haven’t done the math to pencil out when we’ll break even but I have a goal to track costs and “income” in 2024 to see where we stand right now. A duck I hatched out of an egg I incubated Ditto for our garden produce, our fruit, our canned goods, and so on.

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2019 Debt Freedom Plan Update

Family Balance Sheet

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

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Create your debt freedom plan

Family Balance Sheet

Something happens mentally when you WRITE down your goals and plans for execution. We originally (and naively) estimated that we would be done by end of 2016, however, 2016 was not been kind to us, and we moved this goal into 2017. Yes, I’d like to visit Nashville, but going down to scream at DR isn’t really a goal anymore.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Your goal might be to adopt a shorter loan term, or maybe your focus is to lower monthly payments. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This type of mortgage allows you to withdraw your home’s equity and receive monthly payments from your lender.