Family Balance Sheet

JANUARY 20, 2023

We used the snowball method to pay off our non-mortgage debts. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense. I spent about $870/month on groceries. Get out the shovel!

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

APRIL 1, 2021

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Try freezer cooking.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MAY 1, 2016

Do you feel like your grocery spending is out of control? Are you shocked by how much you’re paying at the check out and how little food is actually in your cart? I am hosting a 31 Days to Slash Your Grocery Spending challenge. I am hosting a 31 Days to Slash Your Grocery Spending challenge.

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Family Balance Sheet

AUGUST 28, 2013

At the beginning of August, I was $100 short from June when we used some of our Christmas savings for gifts that were needed that month. I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JULY 16, 2015

If you are trying to reduce your expenses, groceries should be the first thing you attack. And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. It saves us $67 a month. Dining Out. Gym Membership.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Family Balance Sheet

FEBRUARY 16, 2016

Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link). 3 – Commit to funding the account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 2, 2017

They’re still working on developing their goals for 2017. Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). What need are you trying to fulfill by over spending or shopping? Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JULY 9, 2015

Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100