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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government. Our list includes: home owner’s insurance – due yearly. auto insurance – due yearly.

Bills 130
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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

Bills 100
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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Our personal escrow fund includes: home owners insurance – due yearly. auto insurance – due yearly. life insurance – due yearly. Every month, we transfer this money into a savings account that is connected to our checking account. sewer/trash bill – due quarterly.

Finance 100
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What to Do With Money: A Mom’s Guide to Smart Money Management

Penny Pinchin' Mom

Do you have a retirement plan or a healthy savings account? Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance.

Money 52
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How to Prevent Three Common Disastrous Personal Financial Mistakes

Prairie Eco-Thrifter

Set up a savings account linked to your checking account and automatically transfer a set amount every payday. Look for the credit card with the lowest interest rate and keep it at home. Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet.