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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.

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How to Manage Your Personal Loan

Savings Corner

Withdrawing from a checking account is most straightforward because there are no tax implications, as there may be with a brokerage account or withdrawal limits that a high-yield savings account would have. Source link The post How to Manage Your Personal Loan appeared first on Savings Corner.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I started our personal escrow account years ago, when we refinanced our mortgage. How to Create a Personal Escrow Fund. Every month, transfer this money into a savings account that is connected to your checking account. If you struggle paying quarterly or yearly bills on time, then keep reading!

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Family Office Manager

Family Balance Sheet

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Pay our bills in a timely manner.

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Meet a Reader | M from the PNW

The Frugal Girl

I’m thankful we had to learn how to cut back—how ridiculous was it to have dual full-time incomes/no kids and not save a cent?! Learning how to cook well has saved us a significant amount of money, and made us healthier. Currently, we have a few home improvement projects and trips we’re saving for.