Penny Pinchin' Mom
DECEMBER 17, 2023
Emergencies constitute things like: Job loss Medical emergencies Accidents Unplanned large purchases (necessary large purchases) Natural disaster expenses You absolutely need to have this money set aside somewhere it can be easily accessed but also not within your day-to-day reach. If not, you need to get one.
Prairie Eco-Thrifter
MAY 1, 2013
If you lose your job, or encounter another financial setback, 30% of your income might be too much to handle for a mortgage payment — especially if you have other debt. Instead of just buying 10 times your annual salary for life insurance, sit down and figure out what your really needs are.
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Prairie Eco-Thrifter
JANUARY 16, 2012
If you’re one of the many people who can’t afford to put down the preferred 20% down payment, then you will be required by the lender to get mortgage insurance. The Definition of Mortgage Insurance. Additional Benefits to Mortgage Insurance. Related posts: How to Save Money on Your Home’s Mortgage.
Prairie Eco-Thrifter
MAY 30, 2012
Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time. Many people think they have no choice in this but the reality is, most people can find small ways to cut spending so that they can put a small regular amount into savings. It’s wasted money.
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