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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. Our list includes: home owner’s insurance – due yearly. auto insurance – due yearly. life insurance – due yearly.

Bills 130
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The High Cost of Speeding

Prairie Eco-Thrifter

In addition to the actual cost of the ticket, the time and extra charges for auto insurance, a ticket can also impact life insurance costs, and your credit score (if you don’t resolve your tickets). Increased auto insurance costs. Possible increased life insurance costs. Your time costs. Forbes [link].

Insurance 186
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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I started our personal escrow account years ago, when we refinanced our mortgage. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance. My list includes: home owners insurance – due yearly. auto insurance – due yearly. life insurance – due yearly.

Bills 100
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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time. Many people think they have no choice in this but the reality is, most people can find small ways to cut spending so that they can put a small regular amount into savings. It’s wasted money.

Money 235