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Cheap Ways To Renovate Your Home

Prairie Eco-Thrifter

After years of wear and tear, there comes a point when your home needs a renovation whether for maintenance or to maintain its aesthetic value. Here are some tips on how to renovate your home cheaply. Survey the area for the things you can accomplish yourself because this can save you a lot of money. The Bathroom.

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Family Budget Spreadsheets 2021

Family Balance Sheet

After the year we’ve had, I think we all are! If your fresh start for the New Year includes improving your finances, you are not alone! Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. I created a Monthly Budget spreadsheet because I like formulas.

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Inexpensive Ways to Modernize Your Home

Prairie Eco-Thrifter

We saw brand new homes, newly renovated homes, and ones that were old (and looked their age). Everyone wants to live in a nice, updated home, but sometimes you just don’t have the money to do so. When we were house hunting for our home a few months ago, before we landed where we are, we saw a whole bunch of houses.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. Are you disciplined?

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

We’ve had several instances over the years that have shaped how we viewed and managed our money. The year 2007 held such promise for us when it started, but by the end of the year, we were brought to our knees. The years leading up to the debt payoff weren’t always easy, but we are so glad we stuck with it.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Updates on our Debt Freedom Plan over the years: Our Original Debt Freedom Plan – written in March 2014. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December.

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