article thumbnail

Refinance Calculator | Bankrate

Savings Corner

What is mortgage refinancing? Mortgage refinancing is when you replace your current home loan with a new one. Just like any other loan, you apply for refinancing, which includes a thorough check of your credit, income, employment history and finances. Ideally, you’ll also get a lower rate in the process.

article thumbnail

The Pros and Cons of Choosing Home Exercise Over a Gym Membership

Prairie Eco-Thrifter

If you’re not the most motivated to exercise in the first place, self exercise may not be a great option unless you can guarantee an uninterrupted workout. At home, you’re all on your own in terms of motivation and this doesn’t suit everyone. I am lucky because my hubby and I keep each other motivated.

Home 237
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Is Financial Planning? | Bankrate

Savings Corner

But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you. That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt.

Goals 52
article thumbnail

Saving Tips & Free Crediting Monitoring

For the Mommas

If you’re still worried you’ll break your resolution, consider motivating yourself by money. By refinancing, consumers could quickly save hundreds of dollars every year without having to make significant cuts to their budget. There are websites out there that will allow you to set a goal. Paying Off Debt.

article thumbnail

Pros and Cons of Paying Off Your Mortgage Early

Prairie Eco-Thrifter

Find Peace of Mind Peace of mind is another strong motivator towards getting the mortgage paid off. No Cost Refinancing – Pros and Cons Are you thinking about taking out a no cost refinancing loan to help you secure a mortgage? In uncertain economic times, there is a lot of stress around having a mortgage. Here’s what you.

article thumbnail

Our 2017 Debt Freedom Plan Update

Family Balance Sheet

Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times. At the time, we thought this 1800 sq. foot fixer upper would just be a “starter” home, but here we are almost 16 years later still in our starter home. It is now a home equity loan with a very low 2.75% interest.

Debt 100