article thumbnail

How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government. If you struggle to pay yearly bills on time, then keep reading! Our Story: April is always a very expensive month for us.

Bills 130
article thumbnail

Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. I started our personal escrow account years ago, when we refinanced our mortgage. April is always a very expensive month for us.

Bills 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Should You Save Or Invest Your Money?

Prairie Eco-Thrifter

If you decide to invest in real estate, precious metals or collectable items, the same situation applies as investment in the stock market. No Cost Refinancing – Pros and Cons. Are you thinking about taking out a no cost refinancing loan to help you secure a mortgage? Here’s what you.

Money 189
article thumbnail

HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

The RIIR (the rise in interest rates) throughout 2022 and 2023 — particularly mortgage rates, which have doubled since their mid-pandemic lows — have decimated the appeal of cash-out refinancing, once the go-to way to tap a homeownership stake. Hence, the interest in home equity loans and HELOCs.

Home 52
article thumbnail

Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? 20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming.

October 200
article thumbnail

Pros and Cons of Paying Off Your Mortgage Early

Prairie Eco-Thrifter

If you are in the speculative real estate market, your situation is different again. No Cost Refinancing – Pros and Cons Are you thinking about taking out a no cost refinancing loan to help you secure a mortgage? Most mortgages cover the family home and so the investment is held until they want to move or down-size.