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Saving Money on Renovations

Prairie Eco-Thrifter

One of the biggest questions in our minds when we are considering a house that needs renovations is “how much?”, so I’ve taken it upon myself to cost out the renovations for a new kitchen, new flooring, bathroom upgrades and painting. I don’t know if you’ve checked recently, but renovations are EXPENSIVE! Comparison Shop.

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How to Start a Business in 15 Steps

Savings Corner

Choose a business structure The legal structure of your business can affect everything from your taxes to what you’re liable for. Talking with a tax professional can help you choose the right business structure for you. But you’ll probably discover some new tax breaks, too. Hair stylists need cosmetology licenses.

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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One summer, we didn’t have enough money to cover vacation and some day trips, so we hosted a yard sale to find the extra cash.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One summer, we didn’t have enough money to cover a vacation and some day trips, so we hosted a yard sale to find the extra cash.

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What Is A Home Equity Loan?

Savings Corner

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.

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Don’t be a Buy-It-New Snob

Prairie Eco-Thrifter

Fashion changes and new or nearly new clothing gets sold at sales or donated to charity. For me, going to sales is not just a means to find things I need at rock bottom prices, it is also entertainment. For me, going to sales is not just a means to find things I need at rock bottom prices, it is also entertainment.

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How to Make Good Financial Decisions

Prairie Eco-Thrifter

Know about hidden costs or conditions – such as pending tax levies or unpaid encumbrances for which you will become responsible, the costs of any professionals you need to use, such as lawyers or title searchers. Read and understand any documents and understand the conditions of the sale and post sale (warranties and etc).

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