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Why We Left Traditional Health Insurance

Family Balance Sheet

I had no idea how easy health care was for us until I left that corporate job. Upon leaving, I switched to COBRA to cover us until we sorted through our options. In 2004 when we were researching policies, we weren’t parents yet, but fully intended on having children. Also, I never had a deductible when on a group plan.

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

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An Update on Medi-Share – September 2017

Family Balance Sheet

As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. Health insurance has been a long winding road for us over the last few years. Yay for discounts!

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Medi-Share Update: One Year Later

Family Balance Sheet

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We felt we didn’t have a choice, and we put the issue behind us. We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Total discount from using in network providers: $28,291.29 (27%).