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Why We Left Traditional Health Insurance

Family Balance Sheet

In 2004 when we were researching policies, we weren’t parents yet, but fully intended on having children. It really deserves a whole separate post and if today’s insurance environment was the same as 2004 I might explain further, but it’s not, so I’ll move on. In reality though, that was not the case.

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Cut out unnecessary spending and use that money to build an emergency fund. Wentworth for a lump sum of cash now, and then use the money to help build your emergency fund. Instead of opening a savings account with a negligible interest rate, purchase gold and silver bullion (coins and bars). Create Milestones.

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An Update on Medi-Share – September 2017

Family Balance Sheet

As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. Health insurance has been a long winding road for us over the last few years. Yay for discounts!

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Medi-Share Update: One Year Later

Family Balance Sheet

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. If you’re unfamiliar with the health cost sharing concept, we were too! Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”.