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Meet a Reader | Mid-Atlantic Julia

The Frugal Girl

My husband and I have four kids ranging from age 3-8, and I am a stay-at-home mom. How long have you been reading The Frugal Girl? I think I started reading FG regularly in 2018 or 2019. The teachers and education are wonderful and our kids are thriving there so we will continue it as long as we can afford to.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? Our 2 Main Financial Goals for 2018: 1 – Finish the will. 2 – Save $10k in a savings account, specifically earmarked for medical expenses. We’d like to start saving for it in 2018, if possible. If not, we’ll start saving in 2019.

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2019 Debt Freedom Plan Update

Family Balance Sheet

2018 Update. We still have a mortgage, however I feel like we can switch gears to be less focused on paying off debt and more focused on saving money, building our net worth and retirement, setting up a plan for college for our girls, and having some fun. 8 – Start college funds for our two girls.

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Medi-Share Update: One Year Later

Family Balance Sheet

She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties. We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. Her first, and mine too, as they let me stay with her.