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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas.

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Christmas Savings Club | October 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. My monthly goal is $100. My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. Read: My Ebates Review.

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Christmas Savings Club | August September 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. My monthly goal is $100. My monthly goal is $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. Read: My Ebates Review.

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7 Ways to Spring Clean Your Finances

Family Balance Sheet

Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. Check your Credit Report.

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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Something happens mentally when you WRITE down your goals and plans for execution. Number 4 was knocked out in 2019.

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Net Worth Defined: What Is My Net Worth?

Savings Corner

If you’re not sure what assets and liabilities are, here are some guidelines: Assets : Assets include cash — such as in your checking, savings and retirement accounts — and certain investments, such as stocks and bonds, that you could sell for cash. That includes 401(k)s, IRAs and taxable savings accounts. Want us to do it for you?

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Our Family Finances Update: January 2021

Family Balance Sheet

Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. The backstory: In November 2019, my van was in need of new tires and I was debating on whether to get the new tires or start looking for a replacement vehicle. We…took out a car loan. Yes, you read that correctly!

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