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My Word for 2019

Family Balance Sheet

So will 2019 be any different for me? My word for 2019 is REDUCE. My plan is for 2019 to be different. I want to reduce our clutter/stuff by getting rid of the things that cramp our small home and aren’t really that important to our quality of life. He suggested we choose a word to preview the upcoming year.

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2019 Debt Freedom Plan Update

Family Balance Sheet

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. Our 2019 Financial Goal. Our Debt Freedom Plan (October 2019 Update): Exact numbers have been omitted at this time. 1 – Save a starter Home Emergency Fund. 1st Update in June 2014.

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Our 2023 Financial Goals

Family Balance Sheet

The last time we wrote numbers-driven financial goals was 2019. In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. After our mortgage, grocery spending is our next largest expense. I spent about $870/month on groceries.

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Frugal February

Family Balance Sheet

One month down for 2019. We have only one financial goal for 2019 and we made some progress in January. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals. Use up all of those odd ingredients.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. My husband and I are self-employed and our business is considered essential, but very few people are leaving their homes right now, understandably. So enough about me!

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5 Steps to Saving Money Using Just Envelopes

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We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! My biggest area of spending is food, but I’ll actually look at these as two separate categories: groceries and dining out. Step 2: Determine Your Budget. Step 4: Shop Responsibly and Save!

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Sam’s Club Groupon: $35 for $80 value!

Couponing 101

Offer valid for new Sam’s Club Members only; not valid for membership renewals, for those with a current membership, or those who were Sam’s Club members less than 6 months prior to February 1, 2019. To check your renewal date, please check your billing statement or your online account , or chat with a Sam’s Club associate.

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