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My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about what I was trying to achieve for 2019. By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. ALSO our 2019 Financial Goal!). 4 – Reduce my sweets.

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How We Frugal-ed in February 2020

Family Balance Sheet

On Thursday nights, I write out my meal plan using my Dinner This Week Pinterest board and my cookbooks and then place an online order at Giant for a Friday morning pick-up. This is how we like our iced tea, so if you decide to make your own version, you may want more or less tea bags/sugar. for store-bought iced tea.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? It took us years to pay it all off, but we achieved it in 2019. I couldn’t imagine making the monthly payments for the full term of the loans, so I concocted an idea to pay them off early and wrote our Debt Freedom Plan. 2 – Create your Debt Freedom Plan.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? Shame on us for dragging our feet on this for too long. Shame on us for dragging our feet on this for too long. If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019.

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Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. I have used up quite a bit from the freezer, but not to the extent that I reduced our grocery bill.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

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