article thumbnail

Retirement Calculator — Free Calculators for 401K, Roth IRA, Savings and More

Savings Corner

An IRA, or individual retirement account, is a tax-advantaged account that savers open on their own through a bank, credit union or brokerage. At retirement, also after age 59 1/2 contributions and earnings can be withdrawn tax-free. The equivalent for teachers and some non-profit employees is the 403(b).

article thumbnail

Saving Tips & Free Crediting Monitoring

For the Mommas

Have more money automatically withdrawn from your paycheck and put in your 401k. If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Is now really the best time to buy that new couch or could you find one for free?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Your Finances Simplified: Tips on How you Can Improve Your Credit Score Piecing together clues from myfico.com and a lot of other resources, listed here are the top tips available for improving your credit score today. Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards.

October 200
article thumbnail

How Long Should You Keep Financial Documents

Family Balance Sheet

Credit Card Statements - These can also be found online, so I'm not sure a paper copy is necessary, unless you need it for documentation for tax deductions, then see Taxes below. You should keep any credit card receipts to match up with your statement. I use a small accordion file with 12 monthly files for credit card receipts.

article thumbnail

4 Financial Lessons Your Parents Forgot to Teach You

Saving Cents With Sense

This is especially important if you get a 401K match from your employer, as that’s free money. Don’t let your loans default and mess up your credit rating when you get out on your own. Your credit rating affects employment opportunities, housing rentals, your ability to get loans, and even your insurance rates.

article thumbnail

Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. Crystal from Stupid Cents talks 401k Allocation and where to put your money. FMF from Free Money Finance shares his Simple Car Email.

article thumbnail

Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. Even professional bond market money managers do not beat the bond market.”

Money 133