Family Balance Sheet

FEBRUARY 1, 2023

In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. Review your spending daily to understand where your dollars are going. Review your spending daily to understand where your dollars are going. 7 – Look for FREE entertainment.

February 130

February Frugal Financial Goals Goals 130

Couponing 101

DECEMBER 20, 2012

Hopefully you have a general idea of how much you spent on groceries pre-couponing, but even if you don’t, tracking your spending can be extremely beneficial. I have created this awesome and SIMPLE spreadsheet to use to track your grocery spending and savings! Do you track your grocery spending and savings?

Groceries 111

Groceries Grocery 2013 Calculators 111

Family Balance Sheet

APRIL 1, 2021

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. It is NOT a spending account. 2 – Decide where to put the money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

OCTOBER 9, 2014

Today’s assignment: Reduce Your Spending in at least 3 Budget Categories. I want to be clear, I don’t want to live a life of lack. When reviewing your spending from the previous challenge, realize there are two types of spending categories: Fixed and Variable. Groceries. Do you pay for water ?

Budgeting 100

Budgeting Budget Finance Organic 100

Couponing 101

DECEMBER 29, 2011

Hopefully you have a general idea of how much you spent on groceries pre-couponing, but even if you don’t, tracking your spending can be extremely beneficial. I have created this awesome and SIMPLE spreadsheet to use to track your grocery spending and savings! Do you track your grocery spending and savings?

Groceries 95

Groceries Grocery 2012 Calculators 95

Family Balance Sheet

AUGUST 28, 2013

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. Today is the eighth meeting, but you can join us at any time. How did I do in August?

August 100

August Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 6, 2015

My intent is twofold: to hold me accountable with our grocery spending and to give some ideas and insight into how we eat on a budget. You may have noticed that my homemade sugar-free applesauce is a constant side dish on my menu. You may have noticed that my homemade sugar-free applesauce is a constant side dish on my menu.

Budgeting 100

Budgeting Budget Homemade Kids and Family 100

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How did you do in February?

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

JULY 16, 2015

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Read How to Get a FREE Gym Membership for more details.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Family Balance Sheet

FEBRUARY 1, 2019

In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. Review our spending daily to understand where your dollars are going. Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JUNE 25, 2013

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Or challenge yourself to reduce your grocery spending by your shortfall. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. Today is the sixth meeting, but you can join us at any time.

June 100

June Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 2, 2017

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” These folks didn’t corner the market on goal success either, instead they just got the task DONE.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 28, 2022

Are you spending more at the grocery store lately? Rising prices are affecting everyone’s bank account, and groceries are leading the way. Everyone is trying to figure out how to save money on groceries! Groceries is one budget category that can get out of control very quickly, and that’s before inflation.

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

FEBRUARY 16, 2016

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you can’t answer with the word, CASH , then please, set yourself up for success and build your emergency fund. 2 – Reduce your grocery spending without sacrificing quality.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How I Spent $425 on Groceries in March.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

APRIL 7, 2013

This also helps keep my grocery spending down, as I am using up ingredients that I already have instead of going to buy new ones. There’s no reason that you shouldn’t be doing this year round. It may seem hard to believe with the weather recently, but spring is on it’s way. Clean Your Appliances.

Cleaning 221

Cleaning Appliances Donation Organic 221

Family Balance Sheet

FEBRUARY 15, 2019

However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. I also buy apples in bulk from a local orchard and make Homemade Sugar-Free Applesauce to eat year round.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

MARCH 23, 2011

Try replacing some paper products on your list with cloth and re-usable products that you probably have around the house and you will not only reduce your grocery spending, but you will also reduce your waste. Even though we try to use cloth grocery bags, we still end up with some plastic. There is an initial investment.

Economical 185

Economical Kitchen Paper Groceries 185

Family Balance Sheet

JANUARY 1, 2015

When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. I don’t want to wait years. Debt Free Stories. I started the Debt Free Stories interview series back in September and it has been really well received. I want it NOW!!!!!!

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JULY 9, 2015

The idea of becoming debt free makes me downright giddy. What did they specifically do to become debt free? So back in August of 2014, I scoured the internet to look for sources for a new series, Debt Free Stories. She also didn’t want to waste money that is spent on mortgage interest. How did they make it happen?

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

OCTOBER 31, 2013

There were 5 days that I just couldn’t get a post up due to my in real life busyness. Day 12: How to Get a FREE Gym Membership. Day 14: Reduce Your Grocery Spending without Sacrificing Quality. Day 17: Find FREE or Low Cost Family Entertainment. Day 25: Rethink Your Christmas Spending.

Finds 258

Finds October Bank of America Friends And Family Sale 258

Family Balance Sheet

OCTOBER 6, 2017

Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Our monthly grocery budget for my family of 4 is $500. Homemade Sugar-Free Applesauce. homemade sugar-free applesauce. Welcome to my weekly series, What We Ate this Week on our Budget. garden salad.

Budgeting 100

Budgeting Budget Financial Goals Freezers 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. We got back on track with planning our spending and we were able to breathe again. As a planner by nature, I actually like the term, “spending plan.”

Budgeting 133

Budgeting Budget Financial Goals Goals 133