Motherhood Moments
MARCH 4, 2023
In this blog post, we'll share some of the top financial habits that can help you improve your financial mindset and reduce your chances of falling head over heels in debt. Smart money hacks for the debt-averse individual Here are some of the easiest and most effective strategies to get you started on the road to financial success.
Family Balance Sheet
FEBRUARY 4, 2015
Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.
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Couponing 101
JUNE 25, 2019
Forbes reports that most Americans have gone into debt to pay for a vacation. But given interest rates, accumulating debt just for a fun break probably isn’t worth it. You can enjoy a camping trip, stay with a relative, or even make your time at home a staycation without racking up bills. Calculate Large Costs First.
Prairie Eco-Thrifter
OCTOBER 4, 2011
The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. By exercising at home instead of paying gym fees we saved $600 per year for 17 years ($10,200). 40,720 Home Repair.
For the Mommas
JULY 24, 2016
You can use the difference in income to pay off debt, save or invest. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. Find all kinds of fun activities you can do at home. 20 Tips for Frugal Living. You have more options with a frugal lifestyle.
Prairie Eco-Thrifter
JUNE 20, 2012
Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What Can You Afford? What Is an Affordable Mortgage?
Prairie Eco-Thrifter
FEBRUARY 19, 2013
Calculating Your Percentages. To calculate the percentages, simply take the amount you spend in a category, divide it by the amount of take-home pay you get and then multiply that by one hundred, to get a figure expressed as a percentage of your pay. The remaining 17.6% Not Making Adjustments. Bottom Line.
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