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How We Paid off Six Figures of Debt

Family Balance Sheet

Overwhelmed with everything, I wrote our first Debt Freedom Plan based on Dave Ramey’s 7 Baby Step strategy but tailored to our lifestyle. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130
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Our 2018 Financial Goals

Family Balance Sheet

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Read our Health Insurance Story: .

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Why We Chose Medi-Share, an affordable solution to traditional health insurance

Family Balance Sheet

Health insurance is a touchy subject and everyone has a different point of view depending on their own life experience. For us, health insurance became a thorn in our side many years ago when I left a corporate job with benefits for a life of self-employment. We were basically buying catastrophic insurance.