Prairie Eco-Thrifter

MAY 26, 2016

Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. Trepidation about having the grand-kids open a savings account. Back then I had a passbook.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JULY 18, 2011

For example, buying food and paying rent do not make you any money. If you analyzed your bank statement or credit card bill, you would probably find a large percentage of the charges would be fast food or other “eating out” type expenses. One of the biggest ongoing costs to owning or renting a home is electricity and gas.

Money Saving 180

Money Saving Money Eating Out Real Estate 180

Saving Everyday

OCTOBER 3, 2023

If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! To save money at home and keep some of your hard-earned dollars in the bank, we have some realistic ways to save money for you! Growing up, we didn’t have much.

Saving Money 52

Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

Here is an interesting exercise – get a pen and paper; write down the total square footage of your house and the monthly mortgage or rent amount you pay. How much space is used for storage in your home? Divide the dollars by the square feet and you will get a figure that is the cost of each square foot of space per month. Money Tips'

Saving Money 220

Saving Money Money Saving Storage 220

Savings Corner

JUNE 13, 2024

How fast you can build credit depends on various factors, including your current score and the strategies you employ. Keep your credit card balances low. Diversify your credit accounts. However, building a solid credit history is a gradual process that takes time and consistent effort.

Building 52

Building Credit Credit Cards Monitors 52

Prairie Eco-Thrifter

JULY 4, 2011

Tim from How to Make Bankable Savings discusses Buy Versus Rent: Non-Financial Considerations are Ke y The decision to buy or rent your home involves more than a financial analysis. Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011.

Personal Finance 240

Personal Finance Finance Family Debt 240

Savings Corner

DECEMBER 24, 2023

Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Keep your finances and credit in good shape from preapproval until closing day.

Real Estate 52

Real Estate Buy Buying Credit 52

Motherhood Moments

JANUARY 4, 2023

You’ve finally found a great place to rent. According to CNN , hundreds of millions of dollars’ worth of fraud is occurring on the popular peer-to-peer payment service, and banks aren’t reimbursing 90 percent of the victims. The rental market is incredibly tight right now, and in the last year, median asking rent in the U.S.

Landlord 100

Landlord Real Estate Bank Banking 100

The Coupon Game

FEBRUARY 10, 2012

For those of you who may have never heard of a cash diet, this is where you physically go to the bank and withdraw cash to live on rather than using a debit or credit card. So, each payday, I go to the bank and withdraw the money we need to live on until the following payday. But also notice the vacation fund.

Budgeting 55

Budgeting Budget Vacation Credit Cards 55

Prairie Eco-Thrifter

MARCH 8, 2017

We planted, tended and harvested from a vegetable garden even when we rented a quadraplex. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. Don’t use a high interest, annual fee credit card without redeeming qualities.

Finance 133

Finance Growing Flowers and Plants Gardening 133

The Coupon Game

FEBRUARY 10, 2012

For those of you who may have never heard of a cash diet, this is where you physically go to the bank and withdraw cash to live on rather than using a debit or credit card. So, each payday, I go to the bank and withdraw the money we need to live on until the following payday. But also notice the vacation fund.

Budgeting 40

Budgeting Budget Vacation Credit Cards 40

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Renting, not having super nice furniture or cars, having mismatched dishes and bedding. How much debt did you pay off? What kind of debt was it? How long did it take you?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Savings Corner

DECEMBER 27, 2023

Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. On-time loan payments build credit. Rates may be lower than credit cards and other high-interest loans. Fixed, predictable payments.

Credit 52

Credit January Debt Credit Cards 52

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. errand every two weeks to stop by the bank, but the benefits far. because it was more painful spending cash than swiping the card. Instead of seeing a movie, rent. How long did.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Nicole from Nicole and Maggie: Grumpy Rumblings Ask the grumpies: when to buy vs. rent. Glen from Credit Card Smarts shares how to Use a Credit Card to Build Your Credit History Fast. Mike from Experiglot shares 5 Ways to Use Your Bank Account For Investing.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Funancials: Lesser Known Credit Card Perks – Most people are aware of the advantages to using a credit card. UltimateSmartMoney: 3 Important Tips for Home Renters – Follow these 3 important tips when looking to rent a home. Wait for the price to match your assessment of value.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. Theres a reason why the average amount of credit card debt per household is $15,956. Real Estate.

Money 133

Money Finance Personal Finance Real Estate 133

The Frugal Girl

MARCH 4, 2024

When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. What’s your best frugal win?

Green And Frugal 182

Green And Frugal Kids and Family Hotel Frugal 182

Prairie Eco-Thrifter

JUNE 14, 2012

All you need is a list of expenses, both fixed (rent, loan repayments) and variable (food, clothes, fuel), and a list of all sources of income. Assess Your Bank Accounts The next simple thing is to look at your bank accounts; if you have several, think whether you need them all. Reduce Your Credit Cards Ouch!

Simple 221

Simple Finance Budgeting Budget 221

Family Balance Sheet

JUNE 8, 2018

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. This could be your rent/mortgage, utilities, loan payments, anything that has a due date.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JULY 2, 2014

Call Your Bank. If using an ATM, do you have a debit card that will reimburse any fees incurred? Do you have a credit card that allows you to make foreign transactions without a hefty fee? Do you have a credit card that allows you to make foreign transactions without a hefty fee? Rent Out Your Room.

Travel 177

Travel Airline Communications Skype 177