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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Action Steps to Budget and Pay for Yearly Bills: 1.

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6 Tricks to Save More Money in 2015

Prairie Eco-Thrifter

Would you like to end 2015 with a bigger bank account than you currently have? Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. Try to cash it in at the bank rather than at a coin machine in the grocery store so you don’t have to pay a commission.

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10 Best Low-Risk Investments In April 2024

Savings Corner

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. Most accounts are government-insured up to $250,000 per account type per bank, so you’ll be compensated even if the financial institution fails. Treasury bills, notes, bonds and TIPS The U.S.

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Saving Your Pennies For A Rainy Day

Prairie Eco-Thrifter

Rather, you are looking to cut the cost of your grocery bill. The first place you should stop is the bank. Whether it is a piggy bank or your private branch, put the money away. Grab an empty water jug, the five gallon ones do nicely, or a huge piggy bank that can hold a significant amount of change. Save Your Change.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

” Recently Go Banking Rates conducted two studies on savings rates with startling results. Start Saving for your Emergency Fund TODAY! We reduced our spending where we could that year, but the money to pay any shortfall each month came from our emergency fund. We had a very tough year back in 2007.

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How to Recover from a Financial Mistake

Prairie Eco-Thrifter

Let’s take a look at some of the ways self-deprecation might adversely influence your bank account. After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better.

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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Bills that are overdue – this is a classic early sign that you are in trouble “Robbing Peter to pay Paul.” Also include an emergency fund and contributions to a retirement account, even if just small amounts at first.