Remove Banking Remove Budget Remove Financial Goals Remove Property Taxes
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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. Your bank or credit card company might offer free access to your score or credit report, too. Create a housing budget The purchase price and down payment aren’t the whole picture. If you discover any discrepancies, contact each agency and report the error.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. During that time, I started to budget for everything. ” So are you ready to start a budget?

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Step 5: Get your paperwork in order Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests. You could lower your mortgage payment and create more space in your monthly budget. A second mortgage adds another monthly payment you’ll need to budget for.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Alan and I are now completely retired and financially secure, but it was our frugal ways that got us here, and our habits have not changed. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. What’s your best frugal win?