Family Balance Sheet

DECEMBER 29, 2020

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Create a housing budget The purchase price and down payment aren’t the whole picture. Setting a realistic budget for your new home will help inform how much you can afford and what your all-in costs will be. Determine the maximum loan you qualify for.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

You could lower your mortgage payment and create more space in your monthly budget. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill. Your credit score will temporarily take a hit.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Health Sharing Ministry.

Debt 130

Debt Health Insurance Insurance Budgeting 130

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. I track expenses, monitor our budget and handle all of our investments. Alan and I, by choice, bought land in an area with low property taxes.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180