Saving Cents With Sense

DECEMBER 20, 2013

When we think about how much we spend at Christmas, we typically focus on how much we spend on gifts for other people. Self-Gifting. According to the National Retail Federation (NRF), self-gifting is down this year. Start the New Year off right by making a commitment to save money and pay off debt.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

JULY 2, 2015

We used my husband’s gifts for architecture, design, and carpentry to our advantage. We found our strengths and came up with a way to use those in getting out of debt. In order to maintain our debt free lifestyle, we pay cash for everything. We rarely use a credit card and if we do, we pay it off right away.

Student 100

Student Debt Debt Free Finds 100

Motherhood Moments

FEBRUARY 7, 2023

It also released its nationally representative 2023 Valentine’s Day Spending Survey , which found that more than 1 in 4 of Americans expect their Valentine to not spend any money on gifts this year. Virginia Beach, VA Valentine’s Day Spending Survey – Key Stats Some People Anticipate Smaller Gifts. Dinner May Be Too Expensive.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

JUNE 8, 2018

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Use old receipts, bank statements to get an idea of how much you must spend.

Budgeting 133

Budgeting Budget Financial Goals Goals 133