Penny Pinchin' Mom

MARCH 11, 2024

So, whenever I banked my check at the end of the month, $600 automatically disappeared from my savings account. So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. What I do is use my credit cards in conjunction with cash back apps.

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Saving Money Money Saving Credit Cards 52

Saving Everyday

DECEMBER 17, 2012

I hate strongly dislike debit/credit cards. I used to dread Tuesday mornings, which was when our bank would update from the previous Friday and a slew of debits he didn’t write down (or tell me about) would hit the account…yikes! My simple solution was to just nix the cards and use cash.

Credit Cards 45

Credit Cards Credit Frugal Vacation 45

Couponing 101

AUGUST 22, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Chili’s. Register a debit or credit card with Plink. Use that card to make a purchase at Chili’s before 9/1/13. Plink does have bank level security. Here’s what to do: Sign up for Plink.

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Gift Cards Making Gifts Burger King 67

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Banks will pay you for a new account! They switch banks. that means, money!

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Christmas Swagbucks Bank Banking 153

Couponing 101

MAY 13, 2013

Right now they are offering a FREE $20 gift card to new customers when you spend $20 at Sears or Kmart. Register a debit or credit card with Plink. Use that card to spend at least $20 at Sears or Kmart before 5/19/13. Plink does have bank level security. Here’s what to do: Sign up for Plink.

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Gift Cards Sears Kmart Gifts 71

Couponing 101

SEPTEMBER 4, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Walgreens. Register a debit or credit card with Plink. Use that card to make a purchase at Walgreens before 9/15/13. Plink does have bank level security. Plink: Make a Purchase at Walgreens, Get a $10 Gift Card!

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Gift Cards Walgreens Making Gifts 64

Couponing 101

JUNE 29, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Domino’s Pizza. Register a debit or credit card with Plink. Use that card to make a purchase at Domino’s before 7/7/13. Plink does have bank level security. Here’s what to do: Sign up for Plink.

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Gift Cards Dominos Gifts Making 67

Couponing 101

MAY 1, 2013

Right now they are offering a FREE $10 gift card to new customers when you spend $10 at Papa John’s. Register a debit or credit card with Plink. Use that card to spend at least $10 at Papa John’s Restaurant before 5/5/13. Plink does have bank level security. is a post from Couponing 101.

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Gift Cards Gifts Eating Out Burger King 67

Couponing 101

JUNE 17, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Subway. Register a debit or credit card with Plink. Use that card to make a purchase at Subway before 6/23/13. Please note that you have to give credit card or debit card information to take advantage of this offer.

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Subway Gift Cards Gifts Making 61

Couponing 101

AUGUST 10, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Chipotle. Register a debit or credit card with Plink. Use that card to make a purchase at Chipotle before 8/18/13. Please note that you have to give credit card or debit card information to take advantage of this offer.

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Gift Cards Making Gifts Burger King 61

Couponing 101

MAY 16, 2013

Right now they are offering a FREE $20 gift card to new customers when you spend $20 at Old Navy or Gap. Register a debit or credit card with Plink. Use that card to spend at least $20 at Old Navy or Gap before 5/26/13. Plink does have bank level security. Here’s what to do: Sign up for Plink.

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Old Navy Gift Cards Gifts Eating Out 67

Couponing 101

AUGUST 20, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Office Max. Register a debit or credit card with Plink. Use that card to make a purchase at Office Max before 9/1/13. Plink does have bank level security. Plink: Make a Purchase at Office Max, Get a $10 Gift Card!

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Gift Cards Office Gifts Making 61

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

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Credit Cards Credit December Airline 52

Couponing 101

JULY 15, 2013

Right now they are offering a FREE $10 gift card to new customers when you spend $25 at 7-Eleven. Register a debit or credit card with Plink. Use that card to spend at least $25 at 7-Eleven before 7/21/13. Please note that you have to give credit card or debit card information to take advantage of this offer.

Gift Cards 61

Gift Cards Old Navy Gifts Eating Out 61

Couponing 101

MAY 23, 2013

Right now they are offering a FREE $20 gift card to new customers when you spend $20 at Old Navy or Gap. Register a debit or credit card with Plink. Use that card to spend at least $20 at Old Navy or Gap before 5/26/13. Plink does have bank level security. Here’s what to do: Sign up for Plink.

Old Navy 67

Old Navy Gift Cards Gifts Eating Out 67

Couponing 101

MAY 9, 2013

New customers get a FREE $20 gift card when you spend $20 at 1800-Flowers. Register a debit or credit card with Plink. Use that card to spend at least $20 at 1800-Flowers before 5/12/13. Please note that you have to give credit card or debit card information to take advantage of this offer.

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Gift Cards Flowers and Gifts Mother's Gifts 61

Family Balance Sheet

SEPTEMBER 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. If you’ve been working all year to set aside money, now is a good time to review and update your Budget, and make a lot of notes on gift ideas. Read: My Ebates Review.

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2019 September Club August 100

Family Balance Sheet

JULY 10, 2023

Both our CD and high-interest savings account are FDIC-insured and are at banks that we trust. Airlines Refund of $400 + $200 credit We flew to Florida in March to visit family. We have already used one of the credits for my daughter’s flight to the Midwest later this summer. 4 – Credit Card Rewards – $241.78

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Frugal June Flights CD 100

Coupons Do Work

AUGUST 5, 2016

When you reach a minimum of $10 in earned cash back in your account, you can choose to withdraw to PayPal or in the form of Amazon or American Express Gift Cards for a 3% withdrawal bonus. The options: ACH (bank direct deposit) – no bonus. Amazon gift card – currently 3% bonus. PayPal – no bonus.

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Giving Gift Cards GNC Credit 100

Family Balance Sheet

OCTOBER 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. If you’ve been working all year to set aside money, TODAY is a good time to start making notes on gift ideas, and review and update your Budget. Read: My Ebates Review.

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2019 October Club Christmas 100

For the Mommas

NOVEMBER 6, 2011

Just in case you were not aware, Target offers a Red Card that is a debit card. It acts just like your bank card. You do not have to have the credit card to get these benefits. Are you currently using a Red Card? Just in time for the holidays! Related posts: Target Coupons | Over 100 New Coupons.

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Target Free Shipping Credit Cards Bank 85

Saving Everyday

FEBRUARY 19, 2013

It’s FREE and easy to get started: Link your credit card so your transactions can be credited. Earn points that can be redeemed for FREE gift cards from Amazon, Starbucks, iTunes, Wal-Mart, and more! Receive a $15 gift card when you shop or dine at any of our partnering locations!

Eating Out 56

Eating Out Shopping Taco Bell Credit Cards 56

Prairie Eco-Thrifter

OCTOBER 26, 2014

If you exchange gifts with all of your adult siblings, maybe this year you can see if they’d be willing to do a name draw. After all, there’s no point in making something just so you can give a gift, especially if it’s a gift the recipient wouldn’t like. See if there are any places you can cut costs.

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Holiday Emergency Fund Homemade Eating Out 169

Saving Everyday

FEBRUARY 27, 2013

It’s FREE and easy to get started: Link your credit card so your transactions can be credited. Earn points that can be redeemed for FREE gift cards from Amazon, Starbucks, iTunes, Wal-Mart, and more! Receive a $15 gift card when you shop or dine at any of our partnering locations!

Eating Out 45

Eating Out Shopping Taco Bell Credit Cards 45

Couponing 101

MARCH 26, 2019

At the end of the month, you might even have enough to treat yourself to a special gift! Now that you have your budgets, go to the bank or ATM and withdraw that amount in cash. Do not use a credit or debit card! Step 1: Choose Your Target Spending Category. Step 3: Fill Your Envelope.

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Saving Money Money Used Budgeting 88

Prairie Eco-Thrifter

JANUARY 30, 2017

The New York Daily news reported that wife of Yankee ball player Alex Rodriguez’s wife ran up credit card debt of $100,000 when she found out about a dalliance between he and Madonna. If he indulges in his penchant for gifting HIS favorite cause, I send equal amounts to my struggling brother. Grabbing control.

Money 100

Money Camping Equipment Bank Banking 100

Saving Everyday

NOVEMBER 3, 2023

Sometimes, you can find areas where you’re spending too much, and rectifying that will keep more money in your bank account for things like gas. When you purchase groceries, prescriptions, and gift cards using your membership card, you earn points that you can apply at the gas pump for up to $0.10 off per gallon.

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Saving Money Gas Money Fuel 52

Couponing 101

NOVEMBER 18, 2019

It is the perfect time to snag great deals on gifts for your family, friends, and, of course, yourself. Our tips can help you enjoy your deal shopping without breaking the bank. Plus, as long as you stick to your budget, you might not feel such overwhelming dread when your credit card bill arrives.

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Fridays Re-use Budgeting Budget 58

Saving Cents With Sense

DECEMBER 20, 2013

When we think about how much we spend at Christmas, we typically focus on how much we spend on gifts for other people. Self-Gifting. According to the National Retail Federation (NRF), self-gifting is down this year. Cut out the self-gifting. DIY Holiday Gift: Cranberry White Chocolate Oatmeal Cookie in a Jar.

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Christmas DIY Debt Pay Off Debt 75

Saving With Shellie

DECEMBER 14, 2012

We have had our credit card number stolen three times this year. My husband watches our account like a hawk and our credit card company is very diligent in helping us. Plus you get annual credit scores for the tri-bureaus. It would also make a great gift idea for a hard-to-shop-for person on your gift list.

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Identity Theft Giveaway Credit Credit Cards 76

Savings Corner

DECEMBER 24, 2023

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Should I buy a house now or wait until 2024?

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Real Estate Buy Buying Credit 52

Coupons Do Work

APRIL 15, 2016

As a SBKC Consumer Panelist , you will be asked to regularly send them your emails and junk mail related to Insurance, Investments, Banking, Mortgage, Credit Cards, Leisure, and more. AND, if you are a business owner or are self-employed, you will earn bonus points for the materials you send!

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Work From Home Work 2016 Home 100

Savings Corner

DECEMBER 27, 2023

Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. On-time loan payments build credit. Rates may be lower than credit cards and other high-interest loans. Fixed, predictable payments.

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Credit January Debt Credit Cards 52

The Coupon Game

FEBRUARY 10, 2012

For those of you who may have never heard of a cash diet, this is where you physically go to the bank and withdraw cash to live on rather than using a debit or credit card. So, each payday, I go to the bank and withdraw the money we need to live on until the following payday.

Budgeting 55

Budgeting Budget Vacation Credit Cards 55

The Coupon Game

FEBRUARY 10, 2012

For those of you who may have never heard of a cash diet, this is where you physically go to the bank and withdraw cash to live on rather than using a debit or credit card. So, each payday, I go to the bank and withdraw the money we need to live on until the following payday.

Budgeting 40

Budgeting Budget Vacation Credit Cards 40

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Funancials: Lesser Known Credit Card Perks – Most people are aware of the advantages to using a credit card. Smart on Money: Consumers May Have Won This Round, But the Bank Fee War Is Far From Over – It’s true that consumers appear to have won a battle against bank fees, at least for now.

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November 2011 Personal Finance Finance 188

Family Balance Sheet

MARCH 4, 2016

NO, we can’t afford to buy 152 gifts for Christmas this year”. “ Andrea and I jumped in the car and drove down to pay our last payment to our local Bank of America. Imagine a life where you no longer have debt, you have $10k in the bank solely for emergencies, and you have hope for your future. You ready for this? “NO”.

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Debt Finds Debt Free Television 100