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Money tips from Mom

Prairie Eco-Thrifter

You can’t always count on credit cards or checks being accepted. My grown son and his wife accompanied us on a day trip several years ago. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Know what you have.

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Financial Lessons for Kids that Actually Worked

Prairie Eco-Thrifter

But, even so, we did manage to raise our sons to be financially capable adults. No, we won’t put that on the credit card and pay for it later. Take them to the bank and let them see you make your deposits. Buy them a piggy bank and help them remember to feed it when they can. Let them open their own bank account.

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Meet a Reader | Karen from the Great Lakes

The Frugal Girl

I’m fifty years old, married almost 25 years, with four sons of various ages ranging from all grown up to still-working-on-it. ? For 20 or so years I’ve been homeschooling my kids, and am now down to about 1 1/2 (one full-time homeschooler, and one doing College Credit Plus with some support).

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Why I Use Cash

Prairie Eco-Thrifter

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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Why Use Cash?

Prairie Eco-Thrifter

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. If I buy anything online, I use credit. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase. They had no cash.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Our son is 29 and biological. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. I grew up in banking and held other finance-related positions during my working years. We consider her our “bonus kid” and our family is extremely close.

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Meet a Reader | Megan from California

The Frugal Girl

Tell us a little about yourself I’m 40 years old, married with two sons who are 11 and 7 years old. I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. So, here’s Megan! I live in the desert in Southern California, and my husband and I are both engineers.