Banking Finance Finds Pay Off Debt 
Prairie Eco-Thrifter
JULY 4, 2011
Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? This week I am reminding you all about those special people in your life- your family.
Savings Corner
APRIL 4, 2024
To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.
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Family Balance Sheet
JULY 2, 2015
If we want to buy a car, we save and pay cash. We must have the money in the bank for every purchase. This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world. Give to others.
Savings Corner
DECEMBER 24, 2023
Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.
Family Balance Sheet
AUGUST 11, 2016
” Recently Go Banking Rates conducted two studies on savings rates with startling results. But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. Find a Financial Professional you can trust. It is a lot.
Family Balance Sheet
FEBRUARY 23, 2016
We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. 2 – Create your own Debt Freedom Plan.
Prairie Eco-Thrifter
JANUARY 6, 2011
Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. Consider consolidating.
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