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Why You Need a Home Ownership Binder

Family Balance Sheet

When something needs replaced, repaired, or updated you will know who to call and where to go. We have lived in our home for almost 15 years and have done many improvements, renovations, and repairs over the years. Had I just called a random repair company, we would have also paid for a new unit. HVAC repair.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

Jumbo loans: As low as 5%-10% down payment (varies) Jumbo loans are home loans that fall outside of the Federal Housing Finance Agency’s conforming loan limits. Offers a generous selection of loans, including government-backed, interest-only, ITIN, jumbo, and renovation loans. Power and Zillow.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Use old receipts, bank statements to get an idea of how much you must spend.

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