Family Balance Sheet

FEBRUARY 1, 2019

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). This is to keep out any trolls and help to keep the group a safe and encouraging place.).

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 12, 2014

If you’ve read my blog, you’ve probably heard me say that our bills may not be negotiable, but our grocery receipts usually are. When finances are tight, often the only area we can control is our food spending. Having a routine keeps me scheduled so that I don’t forget to prep something and end up tempted to eat out.

Grocery Spending 246

Grocery Spending Groceries Grocery Food and Drink 246

Penny Pinchin' Mom

FEBRUARY 16, 2024

What about when your bills are simply pulling you under? While you can control where and how you shop, you can’t control the need to eat. Your bills are going to be there, and you can’t simply not save money because you have to pay bills. My family chooses to eat out once per week, for example.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

MAY 14, 2013

We also don’t want to come home to a credit card bill. Create A Budget. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. For dinner, we''ll plan to eat in on 5 nights and eat out 2 nights. Create a Meal Plan.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

FEBRUARY 15, 2019

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. for national brand.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

JUNE 1, 2011

Create A Budget For Your Trip. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. We also keep a change jar in the kitchen that accumulates quickly through out the year. Be sure to discuss each family’s food challenges.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Saving Everyday

SEPTEMBER 12, 2022

If we stopped at 7-Eleven or picked up fast food, he’d take that notebook out and write down what was spent before driving away. The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day.

Saving Money 52

Saving Money Money Saving Bills 52

For the Mommas

JULY 24, 2016

Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Instead of eating out, pack your lunch. Instead of buying books, check them out of the library. Drink water. Reduce convenience foods.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Saving Everyday

AUGUST 1, 2022

Like housing, utilities, and insurance, food is a major expense you can’t go without. Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! Consistently using things you already have not only saves money but also prevents food waste. Have a plan.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Saving Everyday

AUGUST 1, 2022

Like housing, utilities, and insurance, food is a major expense you can’t go without. Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! Consistently using things you already have not only saves money but also prevents food waste. Have a plan.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

But, I can’t believe people are making big bucks telling other people how to control their spendthrift ways, or sharing how to shave a few cents off a grocery bill. We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213