Family Balance Sheet

NOVEMBER 13, 2015

Every week I share what we ate on our budget. Our montly grocery budget for my family of 4 is $500. You’ll see this week that we ate out quite a bit–too much. We pretty much used up our entire restaurant budget this week, but we were able to follow some of. these 15 tips to save money when eating out.

Budgeting 100

Budgeting Budget Leftovers Lunch 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Written Budget. Create a hand written budget and make several copies.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 26, 2011

I myself struggled for many years paying my own bills, but have since found numerous ways to save money. Here are some examples: Stop eating out on the weekend. If you’re lacking on equipment front, check out Amazon for some great deals on appliances. I have been able to save on things like food, gas, and clothing.

Bills 124

Bills Money Insurance Saving Money 124

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Saving on Grocery Bills. Eating out harms you in two ways. Find out any similar places or situations where you can make cuts. Pay Your Bills on Time.

Saving Money 222

Saving Money Money Bills Insurance 222

Coupons Do Work

APRIL 14, 2015

Over the years I have had to budget, put money away…so we can live the life without worrying about money. To budget, not spend on stupid things and save as much as you can. My total bill was $27.57. If I want to eat out or the kids help me make a fun meal – stockpile stuff. now how do I do it?

Budgeting 100

Budgeting Budget Food Kids and Family 100

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. No, you cannot mail order expensive candies and treats from European boutiques.

Saving Money 221

Saving Money Money Budgeting Budget 221

Shereen Travels Cheap

JANUARY 10, 2024

When you've bought random snacks and have hunger in the evening, you don't have to go out Bring snacks - When I'm out doing things, I can eat all day. That's not helpful when you're on a budget. When I declare I'm hungry, it means that I probably need to eat within the hour before I turn into a different person.

Dining 178

Dining Food and Drink Travel Vacation 178

Family Balance Sheet

FEBRUARY 1, 2019

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). This is to keep out any trolls and help to keep the group a safe and encouraging place.).

February 100

February Frugal Financial Goals Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 27, 2011

Make it obvious that you want to split the bill. Even if you were invited to the occasion (as opposed to initiating it yourself), don’t assume that everyone else will automatically be prepared to pay their share of the bill when it arrives. Even if your budget is on the tight side, don’t feel that you have to neglect your friends.

Bills 208

Bills Budgeting Budget Entertainment 208

Nicoles Nickels

DECEMBER 16, 2012

I have had my eye on this flower basket charm that costs $95 – not a budget breaker but still not a part of my monthly budget! I decided to use Bluebird to buy this for myself by setting aside some money every week that I would have used to buy coffee or lunch out during the week. pay bills, online or via the app.

Budgeting 59

Budgeting Budget Bank Banking 59

Prairie Eco-Thrifter

JULY 26, 2012

We all like to eat out, but if we do it too often, it can get expensive. If you like to eat out a lot, and you would like to save some money, here are few tips to save when dining out. Limit Yourself If you dine out regularly, you can limit the number of times that you go out to save some money.

Dining 203

Dining Saving Money Money Eating Out 203

Prairie Eco-Thrifter

NOVEMBER 8, 2012

I’m not much into budgeting. It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. It’s a lot like a budget, and many people have told me they think that it’s a budget. Oh, I want to go out to eat?

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Penny Pinchin' Mom

FEBRUARY 16, 2024

What about when your bills are simply pulling you under? While you can control where and how you shop, you can’t control the need to eat. Your bills are going to be there, and you can’t simply not save money because you have to pay bills. My family chooses to eat out once per week, for example.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

OCTOBER 4, 2012

Cooperation is an important key to successful budgeting. Examine Your Budget and Look For Loopholes Loopholes are those unnecessary expenses that are a waste of funds. Limit eating out and the activities that are outside your budget such as expensive movies and far away vacations. Creating a Budget is Easy.

Frugal 189

Frugal Family Budgeting Budget 189

Family Balance Sheet

NOVEMBER 19, 2014

We lowered our living expenses and looked at our bills and decided what we could live without. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

JANUARY 28, 2022

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget.

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

JANUARY 8, 2014

If there is one budget category that can quickly get out of control for me, it is GROCERIES. My challenge is I need to reduce our bill, but not make everyone in my family miserable because there is no room for the occasional extras that make us happy, like a special treat or wild caught salmon or Kalamata olives.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. we still weren’t making enough money to cover all of our monthly bills. strict budget. 1 – Set a budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

For the Mommas

AUGUST 14, 2012

Do you like to dine out? I love to eat out, but I hate how expensive it can be. Restaurants with a $100 price tag are usually out of my budget, but not with Restaurant.com. Here is what what the bill ended up at: Total Bill: $102.00. - $50.00 I typically use coupons and try to find specials.

Restaurant.com 56

Restaurant.com Dining Budgeting Budget 56

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. Create a Budget. Then set aside money for your monthly bills such as electricity, water, internet, phone, house, car, etc; and other expenditures like personal items. There is always a way to have fun on any budget.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 6 – Eat dinner at home.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JULY 18, 2011

Cut Down the “Eating Out”. If you analyzed your bank statement or credit card bill, you would probably find a large percentage of the charges would be fast food or other “eating out” type expenses. If it isn’t running, it isn’t draining your utility bill. So what should you do about it?

Money Saving 180

Money Saving Money Eating Out Real Estate 180

Family Balance Sheet

NOVEMBER 12, 2014

If you’ve read my blog, you’ve probably heard me say that our bills may not be negotiable, but our grocery receipts usually are. Having a routine keeps me scheduled so that I don’t forget to prep something and end up tempted to eat out. After all, the goal of eating is to fill the tummy and nourish the body.

Grocery Spending 246

Grocery Spending Groceries Grocery Food and Drink 246

Family Balance Sheet

AUGUST 4, 2014

This meant moving to a less expensive rental, cutting cable and changing our eating-out and entertainment habits. This gave us a $4-500 extra a month that really helped out over those couple years. The other thing we did was switch our cell phone bill. Budget Debt Free Stories Financial Freedom'

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

MAY 14, 2013

We also don’t want to come home to a credit card bill. Create A Budget. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. For dinner, we''ll plan to eat in on 5 nights and eat out 2 nights.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

FEBRUARY 15, 2019

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. According to the U.S.

Saving Money 113

Saving Money Groceries Grocery Money 113

Saving Everyday

SEPTEMBER 12, 2022

The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day. My spreadsheet columns are income, monthly bills, necessary spending, and frivolous spending. Negotiate your bills.

Saving Money 52

Saving Money Money Saving Bills 52

Coupons Do Work

MARCH 4, 2016

Since I am off to Disney World and buy the ‘Hopper Ticket’ while breaking the bank (good thing I have been budgeting and couponing this year!!!!), Members can see films, eat out, shop at discount rate. Another great way to save money on your phone bill ! <—-> Free Wi-Fi !

Disney World 100

Disney World Saving Money Disney Money 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. During that time, I started to budget for everything. Every aspect of our lives was included in our budget. Another way to think of a budget is a spending plan. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. We gave up eating out, cable, driving as many places. How often do you and your spouse discuss your finances/budget/spending? Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 5, 2011

When I deposited our paycheck on Monday, I took out cash for these categories for the month. I let our grocery bill creep up this past fall. We enjoy eating out for dinner once a week, but those bills have also gotten a little high. These are categories that I feel I can reduce our spending.

Credit Cards 127

Credit Cards Credit Bills Money 127

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. How often do you and your spouse discuss your finances/budget/spending? I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

MARCH 2, 2011

Groceries are the one area in our household budget that I feel like I have the most control over. The weeks were I don’t menu plan are the weeks that I’m at the grocery store multiple times or we get take out multiple times, leading to an out of control grocery spending. Create a recipe binder.

Menu Planning 138

Menu Planning Menu Plans Economical Kitchen 138

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. How much can you save just by cutting out non-essential spending? Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

NOVEMBER 4, 2011

They start to recognize money and to be able to tell the difference between different coins and bills (but probably won’t be able to understand that the coins have different monetary values). Introduce budgeting concepts by talking about how much you allocate for groceries. While you are eating supper. Food Related.

Money 187

Money Parenting Kids and Family Gasoline 187

Family Balance Sheet

JUNE 1, 2011

Create A Budget For Your Trip. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. We also keep a change jar in the kitchen that accumulates quickly through out the year. What activities will be available where you are going?

Vacation 178

Vacation Saving Money Money Food and Drink 178

For the Mommas

JULY 24, 2016

Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Instead of eating out, pack your lunch. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49