Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. 2 – Decide where to put the money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

APRIL 6, 2016

And the bonus to starting these new habits is that you can save quite a bit of money too. So we’re helping the environment and saving money…it’s a win-win. 6 Everyday Changes that Save Money & Help our Planet. Examples: Replace paper napkins with cloth napkins. Save on your Energy Bill.

Saving Money 100

Saving Money Gift Cards Money Giveaway 100

Teresa's Deals

OCTOBER 2, 2015

As I grew older and had my own children, I thought, there has to be away to save money but never did learn how until I reached my late 30’s. If you are in that place in your life and want to know how to live a frugal lifestyle , please keep reading and you will be on your way to saving money and living frugally. Electric Bill.

Frugal 100

Frugal Saving Money Thrifting Money 100

Teresa's Deals

OCTOBER 2, 2015

As I grew older and had my own children, I thought, there has to be away to save money but never did learn how until I reached my late 30’s. If you are in that place in your life and want to know how to live a frugal lifestyle , please keep reading and you will be on your way to saving money and living frugally. Electric Bill.

Frugal 100

Frugal Saving Money Thrifting Money 100

Family Balance Sheet

DECEMBER 4, 2020

Also, I tend to keep pieces for a long time, as I learned years ago that buying quality clothing lasts much longer than fast fashion. Since November is always a big month for sales and coupons and the beginning of the cold season, I do most of my winter clothing shopping during this month. Found Money in November: $440.

November 130

November 2020 Frugal Old Navy 130

Family Balance Sheet

NOVEMBER 26, 2014

January will be one giant nightmare when the credit card bills start rolling in. To be honest, we set aside money each month throughout the year for gift spending, but that wasn’t always the case. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

JULY 16, 2015

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. You will not only save yourself money, but also time. I shared our strategies in this post, 15 Smart Ways to Save Money when Eating Out.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Couponing 101

NOVEMBER 1, 2019

Thrift shopping is making a comeback and we are loving it! That being said, in-person thrift stores aren’t always ideal. Some may not have a good thrift shop in their community, while others may prefer the convenience of shopping online. It’s a great way to clear space and make money.

Thrifting 58

Thrifting Shopping Thrift Stores Consignment 58

Family Balance Sheet

MARCH 23, 2011

Are you looking for more ways to trim your grocery bill? Try replacing some paper products on your list with cloth and re-usable products that you probably have around the house and you will not only reduce your grocery spending, but you will also reduce your waste. Use plastic store bags for trash bags. Thanks for reading.

Economical 185

Economical Kitchen Paper Groceries 185

Prairie Eco-Thrifter

JUNE 1, 2015

All my life I’ve been careful with money, most of the time through necessity, but now just through habit. Help me out, am I being cheap or just smart about money? I use old casual office clothes to work around the house. Now I need gardening, housework and other casual type clothing. I hate buying clothes new.

Frugal 100

Frugal Cheap Clothes Clothing 100

Saving Cents With Sense

MARCH 8, 2013

Everyone knows that you can clip coupons and eat out less to save money. Here is a rundown of three easy ways to save money, and a lot of it. If you have kids, purchasing used or discounted clothing and toys is a great way to save money. You can even negotiate your cable bill. That is not rocket science.

Frugal 75

Frugal Family Student Thrift Stores 75

Prairie Eco-Thrifter

NOVEMBER 27, 2013

We have accumulated a lot of stuff – lose screws, highly prized collectibles, everyday essentials, clothes that ‘might fit again someday’, tools, children’s artwork, food stuffs and more. Store food in the kitchen or as close to it as possible. It is just common sense and most of us do it most of the time.

Organic 177

Organic Organization Home Painting 177

Prairie Eco-Thrifter

JULY 23, 2014

Most of us did not have clothes dryers, we dried the clothes on a line outside. There were no online saving or bill paying services. There was no polyester clothing. Clothing had to be ironed to look good. Most of us did not have air conditioned homes. Some of us did not have central heat. People dressed up.

Growing 180

Growing Home and Garden Radios Kids and Family 180

The Frugal Girl

JUNE 10, 2024

How did you get interested in saving money? Luckily, not poor enough to wreck our lives, but basically we lived paycheck to paycheck—our philosophy was “As long as the bills are paid, spend it all.” What’s the “why” behind your money-saving efforts? What’s your best frugal win?

Kids and Family 130

Kids and Family Thrifting Vacation Friends And Family Sale 130

Prairie Eco-Thrifter

MAY 12, 2013

I don’t know about you but I seem to have so many calls on my time and my money. This is what I did and the job was much bigger than I thought so, come bed time, the bed was still under a pile of clothing! Have a big box ready to take the throw-away items and another for anything that is good enough to go to the local thrift store.

Making 238

Making Work Occasions Pace 238

Prairie Eco-Thrifter

JANUARY 28, 2011

Managing Money. How to Save Money shares with us how we can keep our finances safe when buying items online. Sweating the Big Stuff tells us about 5 people that can save us money, time and stress. GenY Wealth asks what’s the purpose of pursuing money ? Being Frugal tells us how we can rock the thrift stores.

January 124

January 2010 Personal Finance Finance 124

The Frugal Girl

FEBRUARY 14, 2024

How did you get interested in saving money? Over the years I’ve developed my personal philosophy of money and lifestyle through a combination of minimalism and simple living content, the FIRE movement including Frugalwoods and The Simple Path to Wealth, Dave Ramsey. What’s an embarrassing money mistake you’ve made?

Friends And Family Sale 200

Friends And Family Sale Library College Cars 200

Couponing 101

JANUARY 15, 2015

What we are still paying for: • Regular Bills • Home Business Expenses • Gas • That’s it! What we’re NOT paying for: • Groceries • Household Items • Clothing • Meals Out • Entertainment How we’ll manage: Eat from the Pantry/Freezer We have a very well-stocked freezer and pantry, of which we’ll be taking advantage. It was a win-win!

Leftovers 40

Leftovers Freezers Gift Cards January 40

Family Balance Sheet

FEBRUARY 28, 2019

The goal is to be extremely intentional with our money, so we can put more towards our financial goals. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. This group is dedicated to helping you succeed with your money. 2 – Track your cashflow.

March 100

March Financial Goals Budgeting Budget 100

Prairie Eco-Thrifter

JULY 25, 2011

We struggled each and every payday to keep enough in the checking account to cover that month’s bills. When the kids graduated from college and established their own households, expenses went way down and since we were at the peak of our earning careers, the money flowed in at increasingly high rates. Our net worth shot up.

Debt 172

Debt College Goals Life Insurance 172