Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. However, if you do use it , ask your gym if they swap volunteer hours for a free membership.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

DECEMBER 4, 2020

While I like to shop at thrift stores, I have a hard time finding TALL length jeans for my 5’10 frame and I was in need of new jeans. They always have a big sale on their store brand flour, sugar, brown sugar, chocolate chips. I earned a free turkey from my regular grocery store, GIANT of PA.

November 130

November 2020 Frugal Old Navy 130

Family Balance Sheet

FEBRUARY 16, 2016

Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JULY 16, 2015

Heating/Cooling – According to Energy.gov, you can save 5% to 15% a year on your heating bill by setting the thermostat to 68°F while you’re awake and setting it lower while you’re asleep or away from home. My husband volunteers at our local YMCA for a free family membership. It saves us $67 a month.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Family Balance Sheet

APRIL 6, 2016

Use reusable grocery bags, rather than the plastic bags to cart your groceries home from the store. In an effort to conserve water, especially during dry spells, and save on your water bill, follow these easy tips. And rather than throw unused possessions away, donate to a thrift store or offer up on Freecycle.org.

Saving Money 100

Saving Money Gift Cards Money Giveaway 100

For the Mommas

JULY 27, 2016

Here are a few good ones: Target Baby Registry Free Welcome Kit. Free Diapers & Wipes Trial Kit (+shipping). Free Gerber Nutrition Kit 1-800-408-7277. Enfamil Family Beginnings – Free gifts & formula coupons. Similac Strong Moms Kit – Free Gifts and coupons. Reduce expenses. Buy second hand.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

SEPTEMBER 9, 2012

With the proper amount of planning, you can have an easy, stress free garage sale where you make a profit. You want to make sure that you have a number of small and large bills on hand for change. First, you can consider donating the items to a local shelter or thrift store. Some cities have regulations governing signage.

Garage Sale 202

Garage Sale Garage Sale Canning 202

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. What inspired you to get debt free? It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

MARCH 23, 2011

Are you looking for more ways to trim your grocery bill? There is an initial investment, but I have seen similiar containers at yard sales or thrift stores and at Bed Bath and Beyond where they regularly offer 20% coupons. Use plastic store bags for trash bags. Are you trying to run a more 'green' household?

Economical 185

Economical Kitchen Paper Groceries 185

Saving Cents With Sense

MARCH 8, 2013

You can find lightly used clothes and toys at garage sales or thrift stores to save as much as 90 percent off retail, according to LivingOnADime.com, a site dedicated to frugal living. You can even negotiate your cable bill. In the above example of the sofa, maybe you could get free delivery or throw pillows instead.

Frugal 75

Frugal Family Student Thrift Stores 75

Prairie Eco-Thrifter

MAY 12, 2013

Have a big box ready to take the throw-away items and another for anything that is good enough to go to the local thrift store. All this meant that the only financial things I needed to do was pay the monthly bills as they came in. What is the worst thing that will happen if I trash it? Be ruthless!

Making 238

Making Work Occasions Pace 238

The Frugal Girl

FEBRUARY 14, 2024

The cats In my free time, I (probably obviously, considering my career) love to read, and I’m in a local book club. I started simply doing free Youtube classes with a Walmart mat. I even cleaned the studio for 6 months in exchange for free classes! I mostly work remotely which is very, very nice. But also, yoga.

Friends And Family Sale 188

Friends And Family Sale Library College Cars 188

Prairie Eco-Thrifter

JULY 23, 2014

There were no online saving or bill paying services. The only discount store was the 5 and dime aka ‘the dime store’ It did not sell food (except 1 penny candies). All TV was free. There were no remote controls. There were no automatically adjusting thermostats. There were no garage door openers. Go Frugal'

Growing 180

Growing Home and Garden Radios Kids and Family 180

For the Mommas

JULY 24, 2016

It allows you to focus on what’s important and spend your free time the way you want. Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest. Cancel subscriptions.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JANUARY 28, 2011

By freeing myself up for those three days, we can get a lot on our list done without experiencing pure exhaustion. Live Real, Now tells us how we can save money on anything from bills to insurance. By May,the whole house will be clutter free and organized. Being Frugal tells us how we can rock the thrift stores.

January 124

January 2010 Personal Finance Finance 124

Couponing 101

JANUARY 15, 2015

Feel free to start halfway through, or even have a February no-spend challenge! What we are still paying for: • Regular Bills • Home Business Expenses • Gas • That’s it! We won’t be eating out AT ALL but I do have a couple of free drink rewards from Starbucks that I plan to use strategically. Challenge accepted!

Leftovers 40

Leftovers Freezers Gift Cards January 40

Family Balance Sheet

JULY 9, 2015

The idea of becoming debt free makes me downright giddy. What did they specifically do to become debt free? So back in August of 2014, I scoured the internet to look for sources for a new series, Debt Free Stories. 10 Smart Ways to Become Debt Free. Her advice, “live junk and debt free!”

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 28, 2019

One way to track your spending is to log all of your purchases, bills, atm withdrawals, and any outgoing spending on notebook paper at the end of each day. There is a free 30 day trial period, but I felt like I needed more time to master it, so I bought a year plan in January. Look for free entertainment. 5 – Find Extra Cash.

March 100

March Financial Goals Budgeting Budget 100