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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Reduce Your Grocery Spending Without Sacrificing Quality | 31 Days to Find $1000

Family Balance Sheet

On Sundays, we’ll meet here to catch our breath, and let everyone know how we’re finding our $1000. If there is one line item in everyone’s budget that can get out of control it is groceries. Yes, there are coupons, but you don’t have to use them to reduce your grocery bill.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. The good news is that it is possible for the rest of us to be successful too. She hit that goal in September 2016.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Last year we decided that it was time to cut the cable cord when our bill increased dramatically. In 2013, our average monthly grocery spending was $635. Gym Membership.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Another way to think of a budget is a spending plan. lined paper.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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What We Ate this Week on our Budget 10.13.17

Family Balance Sheet

Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

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