Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a credit card.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? Review Your Bills.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

MAY 4, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. in credit card points.

April 130

April Money Credit Cards Donation 130

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Taxes – How can you minimize your tax bill and ensure the money is there when you need it? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 6, 2021

Yep, I found a $20 bill last year on the beach! We think we’ll use the money towards summer vacation. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office. This money will go towards paying the actual medical bills from the injury.

Finance 130

Finance January Family 2020 130

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Follow these tips, and you’ll reach your goal in no time! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! Sell it and save it!

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Celebrate with a trip to Walt Disney World.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. I use this spreadsheet. Are you fluent in another language or maybe you’re a math whiz? 10 Ideas to Find Cash for Christmas.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Savings Corner

FEBRUARY 2, 2024

Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you’re up for a little work, the rewards can be handsome. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Last year we decided that it was time to cut the cable cord when our bill increased dramatically. We want to have our cake and eat it too. Gym Membership. Cable TV & Land Line.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Saving In Akron

FEBRUARY 24, 2012

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks. It's also SwagBucks ' 4th Birthday Celebration, which is happening on February 27th, and to celebrate they're giving out four $1000 prizes.

Swagbucks 113

Swagbucks Birthday Codes Fridays 113

Prairie Eco-Thrifter

JANUARY 15, 2013

One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. They’d rather live as though they’re rich, and have others think they’re wealthy, than make changes.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

OCTOBER 14, 2013

On Sundays, we’ll meet here to catch our breath, and let everyone know how we’re finding our $1000. It is so easy to walk into the grocery store with an idea of what you will spend, walk out with a bill that is double and get home to discover that you have nothing to eat. 20 Ways to Use Ripe Bananas. Produce Tips.

Grocery Spending 113

Grocery Spending Groceries Grocery Finds 113

Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Now go through the list and really ask yourself if you use or need all of it. Try freezer cooking.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Every month, there will also be action steps due by the next meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. ” If they’re paying cash, life is good. To reiterate, by February 25, create your budget, divide by 10, and save your first month’s goal. .

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JANUARY 20, 2017

One thing that is really important to us is serving. A life goal of ours is. medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. 2 – Used a cash budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. We used (and currently still follow) Dave Ramsey’s Baby Steps.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. Quitting my job is one of the things being debt free has enabled us to do. have barely any bills and be able to live off passive income. No, although we inadvertently used the debt snowball method without having heard of it.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Even if you’re not hosting a big gathering, buy them. Fortunately, the weather has been mild and we will no doubt enjoy the super low utility bills from the last several weeks.

Frugal 100

Frugal Cheap Fridays Win 100

Prairie Eco-Thrifter

JUNE 24, 2013

We used to have a concrete driveway, but as part of a landscaping project, we ripped it out and replaced it with gravel. The ultimate goal, according to My Fox, is to reduce storm-water runoff and improve the health of the Chesapeake Bay.”. Gravel Provides Better Traction For Us In Ice and Snow. Go Frugal Go Green'

Property Taxes 210

Property Taxes Taxes Maryland Cars 210

Couponing 101

JANUARY 13, 2020

Which option is best for you will depend largely on the space you have available and your goals for it. But when you’re not hosting big meals, your table and chairs take up valuable space you might rather use for something else. When not in use, it folds up and looks just like a cabinet. Living Rooms.

Furniture 69

Furniture Saving Storage Dining 69

Prairie Eco-Thrifter

OCTOBER 6, 2013

Sometimes we need to find extra funds when big bills are due but often it is needed just to make ends meet. Whatever you choose, you will be de-cluttering your home, recycling, re-using and maybe making a bit of money as well. Look critically at what you have kept and make up different outfits using each garment multiple times.

Saving Money 249

Saving Money Green Money Clothing and Accessories 249

Couponing 101

JANUARY 6, 2012

Did you know that meal planning is one of the keys to saving money on your grocery bill? Using coupons will save you money at the register, but using your food wisely is going to save you money as well! For the new year, I have set a few goals and one of them is to consistently menu plan this year!

Saving Money 98

Saving Money Meals Money Menu Planning 98

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. I did something different this month and used cash instead of my debit card.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Spaghetti made with pre-cooked sausage and my homemade roasted vegetable sauce.

Budgeting 100

Budgeting Budget March Groceries 100

Nicoles Nickels

JUNE 28, 2012

“With these new granola bars, we’re making it easier for our consumers to choose a delicious, on-the-go option that will support their weight management goals.” Here are more ways you can keep your weight management goals in. Enter using the Rafflecopter form below – you can only do each entry once!

Giveaway 106

Giveaway Journal Goals Snacks 106

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Try freezer cooking.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. It helped us see debt go down and excited us to see progress!

Debt 100

Debt Debt Free Finds Finance 100