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Six Eco-friendly Ways to Save Money for You and Your Family

Prairie Eco-Thrifter

And, when you find yourself in the market for a new (or used) car, don’t worry about spending a little extra for an energy efficient vehicle because it will almost assuredly save money in the long-run by cutting gas consumption. Energy efficient tax credits. Both paper coupons and paper bills are things of the past.

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How Much Car Can I Afford?

Savings Corner

Edmunds recommends that a new car payment be no more than 15 percent of your monthly take-home pay. A used car payment should be no more than 10 percent, but that number varies by expert. This measure compares your monthly bills to your gross monthly income. Lenders will look at your debt-to-income ratio, or DTI.

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5 Insurance Issues for Entrepreneurs

Prairie Eco-Thrifter

As an entrepreneur, you need to make sure that you aren’t putting your fledgling business at risk with big medical bills. While health insurance doesn’t completely protect against high bills, it can reduce some of the impact. The cost of health insurance is tax-deductible for entrepreneurs in the United States.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

.” Harry Sit from The Finance Buff asks Tax Efficiency: Relative or Absolute? , and says, “Because you have to pay taxes on interest, dividends, and realized gains, an investment that loses less of its returns to taxes is said to be more tax efficient.

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

We got an unexpected tax return, which of course went toward the loans. I have usually handled paying the bills and budgeting since starting to stay at home. When I first started commuting, a family from our church actually loaned us their car for two months to ease our commute time! That really accelerated our pay off.

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