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How We Frugal-ed in June 2023

Family Balance Sheet

So we started shopping around and were shocked to find how expensive outdoor furniture has become. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. The gift cards were for Father’s Day and some June birthday gifts.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? I celebrated my 50th birthday month by sending in the very last payment. I couldn’t imagine making the monthly payments for the full term of the loans, so I concocted an idea to pay them off early and wrote our Debt Freedom Plan. We said NO to a lot, and that isn’t fun.

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The Easiest Ways to Save Money on Household Expenses

Prairie Eco-Thrifter

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people.

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Grocery Budget Challenge – April Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. For my system, read 11 Simple Meal Planning Tips.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. we still weren’t making enough money to cover all of our monthly bills. 3 – Make time for fun!

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