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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Is That REALLY a Need? You need to be able to draw that line.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. Are you paying too much for home/auto insurance, cable, internet, cell? Now go through the list and really ask yourself if you use or need all of it.

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step. My daughter-in-law knew the power of negotiation.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Look for money within your budget and find creative ways to earn extra money. Are you paying too much for home/auto insurance, cable, internet? 8 – Rethink your gift spending and create a budget for the year. It is NOT a spending account.

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Welcome to the first article in our new budgeting series. Over the next several weeks we will be posting articles that will help you budget and save your money. Couponing is a great start (you do use coupons, right?) 6 Steps to Creating a Budget You Can Stick To. Setting a budget is important for your financial health.